I figured it out, but I am giving you all of the points for sticking with me through this.
Here is what I did wrong, quite a rookie move,
I placed my tabs in the header section, not the detail section. This caused my form to see no need to scroll down as there was nothing to scroll down to. For everyone out there suffering from the missing vertical scroll bar in a form- The first thing you must do is make sure that your fields are not in the header section but, rather in the detil section of the form. Look at the arrows at the breaks they are there for a reason. Thanks again Capricorn1